Connecting the Global Ecosystem: Lianlian DigiTech Returns to Money20-20 Asia

China, 28th Apr 2026 – From April 21 to 23, Money20/20 Asia, one of the world’s most influential fintech events, was held in Bangkok, Thailand. As a leading player in global digital payments, Lianlian DigiTech was once again invited to participate, showcasing its latest advancements in cross-border payment infrastructure, technological innovation, and ecosystem collaboration, and highlighting its ongoing exploration and practice at the forefront of the global cross-border payments industry.

During the summit, Lianlian DigiTech announced a strategic partnership with USI Money to further strengthen its global cross-border payment network and provide merchants worldwide with more efficient and reliable fund flow services.

At the same time, Shen Enguang, Co-President of Lianlian DigiTech, Ma Xiao, Head of Lianlian Bank Partnerships, and Jiang Jie, Head of LianLian Global Hong Kong, were invited to attend the event. They engaged in in-depth discussions with representatives from international financial institutions, exploring fintech trends and innovations in global payments, and contributing Lianlian’s insights to the intelligent and global development of the cross-border payments industry.

Partnering with USI Money and Global Partners to Build a Borderless Payment Network

During the summit, Lianlian DigiTech announced a strategic partnership with London-based fintech company USI Money, further strengthening its global payment network.

The collaboration will focus on cross-border remittance and foreign exchange services. Through deep integration of technology and resources, both parties aim to deliver efficient, secure, and cost-effective one-stop collection and payment solutions for global businesses, significantly improving fund flow efficiency and FX experience.

Syed Bukhari, Chief Business and Operations Officer of USI Money Group, commented: “Our partnership with Lianlian will further enhance our remittance capabilities, enabling us to create greater value for clients through broader network coverage and improved transaction performance.”

Jiang Jie, Head of LianLian Global Hong Kong, added: “By leveraging the complementary strengths of our ecosystem partners in technology and compliance, Lianlian will continue to expand its global payment network and optimize transaction efficiency. We aim to strengthen financial connectivity across markets and deliver more efficient and reliable cross-border payment experiences for our clients.”

Founded in 2009 and listed on the Main Board of the Hong Kong Stock Exchange in 2024 (2598.HK), Lianlian DigiTech is a leading AI-driven digital payment service provider in China with a global presence. Guided by its mission to “connect the world and serve globally,” and driven by an “AI-native + globalization” strategy, the company is committed to building a trusted new infrastructure for intelligent global finance. As of the end of 2025, Lianlian DigiTech has established a cross-border payment network covering more than 100 countries and regions, serving over 10.4 million customers worldwide.

USI Money is a foreign exchange and international remittance service provider focused on delivering customized cross-border fund solutions for both corporate and individual clients. With competitive real-time exchange rates and efficient execution as its core strengths, the company is dedicated to providing fast, secure, and seamless global fund transfer experiences.

In addition, during the event, Lianlian DigiTech co-hosted a networking session with Unlimit to create an open platform for exchange. The session attracted a wide range of fintech partners, fostering discussions on ecosystem collaboration and partnership opportunities, and further advancing the development of an open and connected ecosystem.

Industry Roundtable: Cross-Border Payments Collaboration and Inclusive Growth in Emerging Markets in the AI Era

At the same time, during the conference, Ma Xiao, Head of Lianlian Bank Partnerships, and Jiang Jie, Head of LianLian Global Hong Kong, were invited to join themed roundtable discussions. Drawing on industry practice, they shared key insights and outlined new pathways and core logic for the coordinated development of fintech and the global financial system.

During the roundtable titled “Fintech and Banks,” Ma Xiao highlighted that the global payments system is rapidly evolving from a “single-point capability” model to a “layered collaboration” framework. In this structure, banks serve as the underlying infrastructure, responsible for global clearing networks and liquidity management, while fintech companies such as Lianlian build on top of these systems to create a “retail layer” of services for businesses. This approach transforms complex cross-border payment channels into accessible product capabilities, enabling enterprises to manage multi-scenario fund flows more efficiently.

At the same time, fintech is playing an increasingly critical role in both compliance and value creation. On one hand, through technology-enabled, front-loaded risk control and verification, fintech companies act as “compliance aggregators,” improving efficiency while filtering risks and helping banks scale their trust capabilities. On the other hand, by leveraging insights from transaction data and business flows, fintech collaborates with banks to more accurately assess the operating conditions of small and medium-sized enterprises. This shift supports a transition from experience-driven to data-driven capital allocation, enhancing the accessibility of financial services.

At the roundtable titled “Different Worlds, Same Challenges: Building Bridges for Emerging Markets,” Jiang Jie noted that the focus of financial inclusion is shifting from “scale of coverage” to “practical usability.” The ability to sustainably serve long-tail groups such as small and micro merchants and overseas workers ultimately depends on continuous optimization of product design and operational capabilities.

In emerging markets, small merchants often face challenges such as difficulty in opening accounts, complex cross-border collections, high FX costs, and complicated tax requirements. However, many existing solutions still follow traditional enterprise-level logic, with cumbersome KYB processes and long review cycles that do not align with the “light-asset, high-frequency, fast-turnover” nature of small businesses. In response, Lianlian has reduced barriers to fund flows by providing local collection accounts, optimizing FX mechanisms, and improving settlement efficiency. At the same time, it has restructured account frameworks, verification processes, and fund visibility to better align services with users’ real business and daily needs.

As digital technology continues to integrate with the real economy, the combined innovation of AI and blockchain is reshaping the underlying logic of global financial services. Lianlian DigiTech has long focused on AI-driven innovation, global compliance system development, and the expansion of its global service network. With its global licensing footprint, compliance expertise, localized service capabilities, and technological stability, the company has earned broad trust from regulators, markets, clients, and ecosystem partners worldwide.

Looking ahead, Lianlian DigiTech will continue to build on its cross-border experience and compliance expertise to develop AI-native core capabilities, deepen collaboration with global ecosystem partners, and evolve from a “payment network” into an “end-to-end intelligent infrastructure builder.” The goal is to become a trusted value-connecting infrastructure in the AI-driven global era, delivering more convenient, efficient, and intelligent cross-border financial services to customers worldwide.

Media Contact

Organization: LianLian

Contact Person: LianLian PR Department

Website: https://www.lianlian.com/

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Country:China

Release id:44473

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